<p>Charlene Crowell, NNPA Columnist</p>

Charlene Crowell, NNPA Columnist

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Economic mobility linked to strong middle class communities

Since the onset of the foreclosure crisis, research reports from esteemed universities and policy institutes have documented what went wrong. A new report offers us a different perspective, one that views the creation of a strong middle class as the solution for strong economic growth.

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Program returns foreclosed borrowers to homeownership

In the aftermath of more than 2.5 million foreclosures, the Federal Housing Administration (FHA) is now offering a homeownership program that will put previously troubled borrowers on a fast-tracked return to the home ownership market

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Overdraft fees cost consumers $16.7 billion

In recent years, many banks and credit unions have encouraged new checking account customers to accept two items: a debit card that replaces cash transactions and a “protection” known as overdraft coverage

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America’s Crisis: 38 Million have no Retirement Assets

As more Baby Boomers continue to retire, a new research report has found that the nation is facing a trillion dollar retirement savings crisis. According to the National Institute on Retirement Security (NIRS), 38 million Americans— 45 percent of working-age households— have no retirement account assets.